General business insurance
Every business is exposed to risk. The kinds of risk vary according to the nature of the business and its operating environment. As a short-term insurance specialist, Nedbank Group Insurance Brokers develops, maintains and manages tailored insurance programmes, via blue-chip insurers, for its clients in accordance with their risk and cover requirements, primarily through:

• professional analysis and advice;
• appropriate product design and implementation; and
• ongoing management.

In addition, strategic partnerships with specialised service suppliers are managed by Nedbank Group Insurance Brokers catering for, inter alia, the following types of risks:

• Aviation insurance
  Our aviation specialist insurance advisers design, develop and manage tailored insurance solutions on behalf of Nedbank clients. With access to both local and international markets, our partners provide a wide range of products and services that can be structured to suit your specific circumstances – whether you own a light aircraft or helicopter or operate a corporate airline with fleets of jets.
• Construction and engineering insurance
  NGIB structures and manages insurance programmes for Nedbank clients in the construction and engineering industry, primarily focusing on the risks associated with:
• contract works and construction liability;
• all-risk cover for mobile and non-mobile plant;
• machinery breakdown and the resultent loss of income; and
• electronic equipment.
• Fuel retail insurance (service stations)
  These products and services have been developed exclusively for the fuel retail industry and include:
• an insurance fuel guarantee – this provides the fuel retailer with an alternative to a bank guarantee, allowing for the release of tied-up capital; and
• an end-to-end business insurance solution catering for the risks associated with the operation of a service station.
• Heavy-commercial-vehicle insurance
  NGIB structures and manages customised heavy-commercial-vehicle insurance programmes for its clients in accordance with their risk and cover requirements. Whether you are the owner of a single vehicle or own large fleets of heavy commercial vehicles, trailers and speciality-type vehicles, we will arrange and manage your insurance portfolio to suit your individual needs.
• Debtors insurance
  Our offer focuses on the sale, servicing and administration of debtors insurance. The risks of debtor defaults are transferred to an insurance programme, in terms of which the administration is handled free of charge.
• Transit insurance
  NedCargo is a unique marine and goods-in-transit insurance solution designed to cover goods that are being transported locally or internationally. It covers the risks associated with import/export transit, in addition to loss of profits, stock in storage, and first-loss insurance.

Speak to an insurance relationship manager situated within a Nedbank Business Bank suite for more information or for an obligation-free quote.